BRIK Home Loans | Blog

Andy Brikho

Andy Brikho
Andy began his residential lending career on June 26, 1999 and has continuously been active in the mortgage industry ever since. He has been awarded Top Producer year over year and won multiple awards for his achievements. Andy's strong relationships built over the life span of his career, hard work, dedication and determination allowed him the opportunity to establish his own mortgage bank, BRIK Home Loans.
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Recent Posts

Types of Home Loans and Special Considerations: Benefits You May Be Qualified For

Posted by Andy Brikho on June 12, 2018

Mortgages can be challenging to get approved for if your financial profile is not as pristine as it could be, but there are different types of home loans and mortgage assistance programs that can help. Conventional lenders typically prefer to deal with borrowers who have stellar credit, have a sizable amount of money to use for a down payment and earn a good income. Those who don't meet the stringent criteria of conventional lenders, like having less-than-perfect credit, may have a harder time getting approved for the mortgage loan they need to buy a home.


Topics: Mortgage Types, Types of Home Loans

Homebuying 101: Saving for a Down Payment For A Mortgage

Posted by Andy Brikho on June 7, 2018

If buying a home is on your radar, you're probably excited to get the process started and are ready to start pounding the pavement in search of a home. But as much as you'd like to start looking at homes and even putting in an offer on a property that you fall in love with, you'll also need to take a good hard look at your finances. After all, buying a home is a huge financial investment and is one that first-time home buyers need to take into careful consideration.


Topics: Mortgage Process, Mortgage Types, Down Payment, Saving For A Down Payment

The Mortgage Pre-Approval Process: How Credit Scores Affect Your Mortgage

Posted by Andy Brikho on May 31, 2018

Your credit score is an important little number that has a huge impact on your financial life and the mortgage approval process. If you're planning to buy a home any time soon and need to take out a mortgage to finance it, your credit score will come into play. A good score can make it much easier to get final approval for a mortgage with convenient terms, while a poor score can make it almost impossible to secure a pre-approved mortgage loan at all.


Topics: Mortgage Process, Mortgage Rates, Credit Score, Mortgage Pre-Approval

VA Home Loans: What Your Military Client Needs To Know

Posted by Andy Brikho on May 28, 2018

The men and women of the military - whether still on active-duty or retired - put their lives on the line to fight for our country, so it makes sense to give back to them in certain ways, and specialized home loan products are just one small way to do that. If you have military clients, you may want to take the time to help them find the best home loan to suit their needs so that they can enjoy the benefits and pride of homeownership while taking advantage of an affordable loan.


Topics: VA Home Loan

How Loan-to-Value Affects Your Mortgage Payments

Posted by Andy Brikho on May 24, 2018

There are several factors that impact a mortgage and the payments associated with them, including loan values. Depending on the price you agree to pay for a home and the amount of money you need to borrow to make the purchase, your loan value can vary. 



Topics: Mortgage Process, Mortgage Rates, Loan-to-value